To receive the most insurance benefits and avoid surprise medical bills, make sure to choose a surgeon that participates in your insurance plan. Also, find out whether your insurance will pay for doctor visits. Lastly, make sure to check what kind of care is covered in your insurance plan. Since insurance plans differ from person to person, certain surgeries or the latest treatments might not be covered. It is always better to check beforehand, so you aren’t overwhelmed by surprise bills post-surgery.